Why Alston & Associates?

• Innovative solutions that meet our clients' needs
• Reliable, courteous, and prompt service
• More choices than a bank or large finance company
• Award-winning service and responsiveness

Available Loan Programs

• Cash-Out Refinance
• Commercial
• Construction
• Conventional Loan
• Non-Owner Occupied

• Rate & Term Refinance
• Stated Income / Stated Assets
• Sub-Prime
• VA

• What will a lender look at when I apply for a mortgage?
• What does it mean to get pre-approved?
• What if I’ve had credit problems?
• What is the minimum down payment I can make on a home?
• Will I have to pay for Private Mortgage Insurance?
• What closing costs will I have to pay?
• Should I pay discount points?
• Should I choose a fixed-rate or adjustable-rate loan?
• Should I lock my rate?
• What will my mortgage payments include?

Home Affordability Calculator
This Home Mortgage Loan Affordability Calculator estimates the size of loan & monthly mortgage payment you can...

Savings Calculator
Our savings calculator determines how much you'll save by a set date, given your deposit amount, interest rate & time.

Refinance Calculator
Should I Refinance Now? Our mortgage refinance calculator tells if you'll save money, lower your payments & save on.

APR Calculator
Our APR mortgage rate calculator uses a standard calculation mortgage lenders use to incorporate interest rates and fees into one single rate.