A purchase loan is used to buy a new home. Purchase loans are repaid over a set point of time with a fixed or variable intrest rete. Here at Alston & Associates we strive to go above the typical companies . A important part is that we ensure that the loan meets the best terms for our clients to pay off the loan. Our team of mortgage professions provide the buyer with the tools and ease of mind to make the home buying process a joyous time.
Refinancing is the practice of replacing a current home loan with another that has different terms than the original. Refinancing is a great oppourtunity for your home loan to have better terms since you established a strong credit worthiness. It is a great option to explore and a way to save money through lower intrest rates and other loan terms.
Debt consolidation is something we prioritize in the home buying process. Debt consolidationation is a form of debt refinancing that entails taking out one loan to pay off many others. This process of helps individuals addressing varying amounts of debt to secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan. After the debt consolidation process is over we then move on to credit rehabilitation with our client to be able to help the individual's home loan terms.
Here at Alston & Associates we are dedicated to finding the right financial program for our clients. We provide innovative solutions that meet our clients' needs at a price they can afford. We strive to provide reliable, courteous, and prompt services that exceed our clients' expectations. Because we are mortgage brokers, we have the flexibility to find a product that best suits your needs. We are able to present you with more choices than you would find at a bank or large finance company.